It also includes such consumer expenses as water and sewer service fees and sales and excise taxes. This index measures changes in prices for goods and services purchased by urban households. Bureau of Labor Statistics publishes the widely referenced Consumer Price Index, or CPI. Missouri Economic Research and Information Center (MERIC) Cost of Living Index.Economic Policy Institute (EPI) Family Budget Calculator.The Council for Community and Economic Research (C2ER) Cost of Living Index.There are various cost of living indexes available online including: Each city or region is given a number that’s either above or below 100, which is a barometer that consumers can use to gauge how the cost of living in a particular city relates to the national average. For most cost of living indexes, the number 100 is used to represent the national average cost of living. Typically, the index is based on expenses such as food, housing, utilities, transportation, health care and other goods. Cost of living indexĪ cost of living index is a city-to-city comparison of the cost of living in each place, based on a variety of consumer expenses and spending categories. People generally feel more comfortable spending on non-essential items when broader economic conditions are positive. Discretionary spending is influenced not only by how much disposable income one has remaining after paying for essential expenses, but also by the overall economic climate. Discretionary spending could also include luxury goods and travel. These might include recreation, entertainment or other items consumers purchase when they have money leftover after necessary expenses are covered. The term discretionary spending, on the other hand, is used to describe non-essential costs. Necessary expenses are living costs that cannot be avoided. Necessary spending is the money used to cover basic or essential needs, such as housing and food. What to do when you lose your 401(k) match Should you accept an early retirement offer? NurseHelp 24/7 and LifeReferrals 24/7 are service marks of Blue Shield of California.How much should you contribute to your 401(k)? Wellvolution and all associated digital and in-person health programs, services, and offerings are managed by Solera, Inc., a health company committed to changing lives by guiding people to better health in their communities. Wellvolution is a registered trademark of Blue Shield of California. Blue Shield reserves the right to terminate this program at any time without notice. Members or self-insured plan participants who are not satisfied with products or services received from the discount program may use the grievance process described in their Evidence of Coverage, Disclosure Form, Evidence of Coverage and Disclosure Form, Benefit Booklet or Certificate of Insurance/ Policy. Members or self-insured plan participants should access those covered services prior to using the discount program. Some services offered through the discount program may already be included as part of the Blue Shield plan covered benefits. Blue Shield does not review the services provided by discount program providers for medical necessity or efficacy, nor does Blue Shield make any recommendations, representations, claims, or guarantees regarding the practitioners, their availability, fees, services, or products. The networks of practitioners and facilities in the discount programs are managed by external program administrators, including any screening and credentialing of providers. * These discount program services are not a covered benefit of your Blue Shield of California, Blue Shield of California Life & Health Insurance Company (Blue Shield Life), or self-insured health plan, and none of the terms or conditions of the Blue Shield, Blue Shield Life, or self-insured health plan apply.
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